This Rate Card sets out the fees and charges applicable to Sourcing Partners for the use of the Cred2Tech Platform, and constitutes the "Platform Rate Card" referred to in the Sourcing Partner Agreement and the Terms of Use.
Cred2Tech reserves the right to revise this Rate Card from time to time, in accordance with the notice requirements set out in the Sourcing Partner Agreement and the Terms of Use.
The following charges apply on a per-pull basis, debited from the Sourcing Partner's Platform Wallet:
Sourcing Partners recharging their Platform Wallet in a single transaction are eligible for the following discount, applied to the full recharge amount on meeting the corresponding threshold:
| Wallet Recharge Amount | Discount |
|---|---|
| ₹5,000 | 5% |
| ₹10,000 | 10% |
| ₹20,000 | 15% |
| ₹50,000 | 20% |
Access to the Sourcing Partner Workspace is provided free of charge until 30 September 2027. With effect from 1 October 2027, continued access shall be charged at ₹200 per month per Sourcing Partner.
Unused or unconsumed Platform Wallet credits may, at Cred2Tech's discretion, be refunded to the Sourcing Partner's original account of payment.
Any refund request must be raised from the Sourcing Partner's registered email address to contact@cred2tech.com.
Approved refunds will be processed to the original account of payment within seven (7) business days of the request.
Where a Sourcing Partner seeks a refund of the entire unused or unconsumed balance of Platform Wallet credit under Clause 1.4, the discount applied at the time of the original recharge shall be recalculated by reference to the Bulk Wallet Recharge Discount slab (Clause 1.2) corresponding to the amount of Platform Wallet credit actually consumed by the Sourcing Partner as on the date of the refund request (and not the original recharge amount), and the refund payable shall be calculated as follows:
Provided that:
The following pricing applies to MSME customers served directly by Cred2Tech:
The per-case charge above is inclusive of the following maximum pulls, covering the applicant and one co-applicant:
| Pull Type | Maximum Included per Case |
|---|---|
| Bureau Report | 2 |
| Bank Statement Analysis | 2 |
| GST Analysis | 1 |
| ITR Analysis | 2 |
The Additional Co-Applicant Charge applies for each additional co-applicant added to a case, beyond the applicant and the one co-applicant already covered by the per-case charge above. Each additional co-applicant carries the following incremental pull allowance:
| Pull Type | Additional Pulls per Extra Co-Applicant |
|---|---|
| Bureau Report | 1 |
| Bank Statement Analysis | 2 |
| GST Analysis | 1 |
| ITR Analysis | 1 |
Questions about this document? Reach our Grievance Officer at contact@cred2tech.com.