The smartest way to close MSME credit
AI-powered matching connects Indian MSMEs and DSAs with ideal lenders in minutes, not weeks.
Bank-grade Security
Direct API integrations with banks
with complete data encryption.
5-min Eligibility
Run comprehensive matching checks
in minutes, not weeks.
RBI Compliant
Reliable lending transactions
backed by audit trails.
Matched with lenders you can trust
Cred2Tech connects agents and MSME to leading banks, NBFCs, and digital lenders all through a single eligibility check.
Why Cred2Tech
Credit the way it should have always worked.
Cred2Tech simplifies India's MSME lending, transforming a difficult journey for both borrowers and DSAs simultaneously.
Intelligent Matching
An AI enabled algorithm analyses ITR, GST, bank statements, and bureau data to identify the lender most likely to approve the case at the best rate.
Secure & Private
Customer financial data is fetched via secure, authorised APIs. Data remains fully encrypted, and the platform team has no access to customer details.
Fast. Simple. Digital.
From eligibility check to lender introduction completed in minutes, not days or weeks. No branch visits. No paperwork piles.
Full Transparency
See exactly which lenders are available, at what loan amount, and at what interest rate before an application is even submitted. No hidden fees or surprises.
For DSA Agents
Run your lending business like a pro.
Cred2Tech is the all-in-one OS for DSAs. Manage sourcing, teams, and commissions while using credit packages for instant eligibility checks.
Entire pipeline in one view
No more spreadsheets. Every case, every stage, every lender — tracked live.
Instant lender eligibility
Run an MSME Loan eligibility check in minutes. Multiple lenders, one report.
Team & wallet management
Purchase credit packages, allocate balance to teams, track consumption, and manage sub-DSA networks.
Payout Tracking
Know exactly what has been earned, what is pending, and what has been paid out.
For Business Owners
Your business deserves better credit.
Cred2Tech gives MSME owners a clear, honest picture of the Loan options available to them for a nominal fee.
Eligibility check runs
Bureau, ITR, GST, and bank data analysed in real time across multiple lenders.
Lender Matching
Choose the best Loan offer; a Cred2Tech-empanelled agent handles the rest.
Document Vault
All financial documents — ITR, GST, bank statements, PAN, Aadhaar, property papers — organised and accessible in one secure place.
Application Tracking
Track case status in real time — from submission to sanction to disbursement.
On the Horizon
Never miss a government scheme again.
India has hundreds of central and state government schemes for MSMEs — subsidies, credit guarantees, grants, and incentives. Most businesses never find them.
We're building a first-of-its-kind Government Scheme Identification Engine that maps your business profile to every scheme you qualify for.
Get Started Today
Credit, Simplified. For every DSA who closes it and every MSME that deserves it.
DSA agents and MSMEs across India are already using Cred2Tech to access smarter credit faster.