FOR BUSINESS OWNERS

Find the right Loan for your business.

A Loan shouldn't mean weeks of uncertainty. Cred2Tech shows MSMEs exactly which lenders will consider them — plus likely terms. Get the entire report for as low as ₹1,000.

Check My LAP Eligibility ₹1,000

lockConsent driven. Secure. No unwanted calls.

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₹1,000

One-time Eligibility Check

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Soft Pull

No Credit Score Impact

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Multi-Lender

Best Rate Matched

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100%

Data Privacy Guaranteed

How It Works — MSME Detail

THE LAP JOURNEY

Register & Verify

Create an account with business PAN and mobile number. OTP verified. Under 2 minutes.

Pay Eligibility Fee

A one time fee of ₹1,000 is charged to initiate the eligibility check.

Consent & Fetch

Authorise the platform to fetch ITR, GST returns, and bank statement data via secure, authorised APIs. Explicit consent is obtained at every step.

Bureau Analysis

A soft bureau inquiry analyses credit obligations. This does not affect the CIBIL score.

Eligibility Report Generated

A detailed report is generated showing LAP eligibility across multiple lenders loan amount, indicative rate, and lender suitability.

Sit Back. Relax. Loan On the Way.

Choose the preferred lender. A Cred2Tech empanelled DSA partner is assigned to service the application through to disbursement.

Features — MSME Portal

Features

LAP Eligibility Report

A detailed report covering Loan Against Property eligibility across multiple lenders loan amount, tenor, indicative ROI, and eligibility confidence score.

Lender Matching

See which lenders are right for the profile Banks and NBFCs ranked by best fit for the LAP application.

Document Vault

All financial documents ITR, GST, bank statements, PAN, Aadhaar, property papers organised and accessible in one secure place.

Application Tracking

Track case status in real time from submission to sanction to disbursement.

Privacy First Design

Data is yours. Authorised APIs are used with explicit consent before fetching any financial data. Cred2Tech does not share data without user authorisation. The Cred2Tech platform team has no access to the financial data, name, or contact details of any customer whether onboarded directly or through a DSA partner.

Government Schemes 🔜

Discover central and state government schemes applicable to the business subsidies, guarantees, grants all in one place. Coming soon.

MSME FAQ

A one time fee of ₹1,000 applies for MSMEs registering directly on the platform. For MSMEs onboarded through a DSA partner, the check is facilitated by the DSA using their purchased credit package.

Yes. MSMEs registering directly on Cred2Tech are serviced by a Cred2Tech empanelled DSA partner. The MSME remains fully in control of their application and data throughout the process.

No. The eligibility check uses a soft bureau inquiry and does not impact the CIBIL score.

Cred2Tech works with a curated panel of leading banks and NBFCs for Loan Against Property. The full list is displayed in the eligibility report.

Yes. All data is encrypted and consent driven. Data is never shared without explicit user authorisation. The Cred2Tech platform team has no access to the financial data, name, or contact details of any customer onboarded on the platform. Data sovereignty remains with the user.

Once a lender is selected, a Cred2Tech empanelled DSA partner takes over the servicing of the application from document collection through to disbursement. Sit back, relax loan on the way.